All you hear about are the "celebrities" but from what I've read a lot of people have lost or are going to lose their homes along the West Coast of CA. Many do not have ins. They can afford it but can't find coverage. The ins companies dropped most of them from previous fires, mud slides, flooding and all that other good stuff.
Many of these homes have about a 10' strip of yard around them so those with many cars have the area stuffed and crowded. The fire trucks are having trouble getting around them.
A lot of these non-celebrities are no doubt decent people who can't get ins and can't sell their homes because of that. Who wants to buy an expensive home that can't be insured and what mort co would give a loan on one?
The larger blazes are creating fire storms much like the incendiary bombing of of Tokyo in 1945. The storms can sweep a football field size of property in a second.
Seems like there's always something going on over there and never good whether it's the weather, politics or inflation.