The US sucks while Great Britains Socialist Medical system thrives
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Medicare? VA?
YOU...already have it. Trump would kill you to get reelected. We're all counting on it!"The first gun that was fired at Fort Sumter sounded the death-knell of slavery. They who fired it were the greatest practical abolitionists this nation has produced." ~BG D. Ullman -
We don't need the overpriced and sometimes, difficult to access,health system we have now. Yes, it should be a basic benefit for all.
If you can afford it , you can utilize medical services variously called: retainer medicine, concierge medicine or boutique medicine. Sign up with an MD who does not accept ins.Last edited by SUPERX-M1; 09-23-2020, 03:44.Comment
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True Medical Savings Accounts
The fundamental principle behind True Medical Savings Accounts (TMSA) is that it allows people to pay for medical care with tax-free dollars, and to roll any unused dollars over at the end of each year into their IRAs. Under this proposal, each individual would buy a low-cost Catastrophic Health Insurance policy – with a high deductible. He would then save an amount equal to the deductible. When the deductible in the TMSA is spent, the Catastrophic Health Insurance policy would cover additional costs.
Any money unspent at the end of the year would roll over into their IRAs – so people would use the same dollars for both health insurance and retirement savings.
The institution holding their TMSA would issue a credit card, and this card would be used to pay for health care. This would have several important impacts:
1. Paperwork makes up from one-third (in private health plans) to one-half (in government programs) of the total cost of health care. The use of this credit card approach would dramatically reduce the paperwork and result in lower costs.
2. The current systems of paying for health care have long delays built in. No small businessman could ever survive in the slow-pay environment of the health care industry. How do health care givers survive? By raising prices!! The pay-on-the-spot approach would allow care providers to further lower costs.
3. Under the current system, there is no incentive for people to bargain for health care – because the insurance company pays the costs. Similarly, there is no incentive for providers to lower their charges, because the insurance rates are known. But when people spend their own money (and know they can keep all they save), they have an incentive to bargain for better rates.
4. Similarly, there is no incentive to avoid over-consumption of medical care under the present system. Many people feel, ”I pay the insurance premium. I should get my money’s worth!” But if people know that by staying in bed, drinking lots of fluid and taking an aspirin, they will get to roll over the money saved into their IRAs, they have an incentive not to over-consume.
Those who cannot save the deductible can apply for support by submitting a current tax return. Based on your declared income, you will receive a certain percentage of assistance. But each time you went to the doctor, SOME of the money paid him would be YOUR money – so all the incentives still apply.Comment

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